Miscellaneous Calculators
Please use for estimation purposes only...
Lifetime Savings Calculator
This calculator will show you how much you'll save over the course of your lifetime.
Plus, it will also show you how much interest you could earn if you were to invest all or
part of those savings as you realized them. As you're about to see, "a penny
saved" can REALLY ADD UP!
Enter your current age:
Enter the age you plan on retiring at:
Enter the age you expect to live until:
Enter the price you are currently
paying for a higher priced name-brand product or service:
Enter the price of a lower-priced functional equivalent (generic or enter 0):
Enter the number times you purchase this item per month:
Savings Per...
Purchase: Month: Year:
Retire: Lifetime:
Enter the average annual interest rate you might expect to earn
if you were to deposit these savings into an investment as they were realized:
This is how much your investment will be worth at retirement age:
This is how much you would be able to withdraw from your investment
during each month of your expected retirement:
This is the total future value of your invested savings between now and your life expectancy:


Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance
your current mortgage at a lower interest rate. Not only will this calculator calculate
the monthly payment and net interest savings, but it will also calculate how many months
it will take to break even on the closing costs.
Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter the your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs that will be required for refinancing:
This is how much your monthly payment will be if you refinance:
Monthly Savings:
Number of months to break even on closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

Loan Comparison Calculator
This calculator will help you to compare the total interest charges of four different loans.

Instructions: To calculate the payment amount and the total interest of any fixed
term loan, simply fill in the 3 left-hand cells of the first row and then click on "compute."
Use the other three rows to see what effects are produced by changing any one of the loan's original variables.

# of
Payments		 Interest
Rate		 Principal Monthly
payment		 Total
Interest
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Adjusted Cost Base Calculator
# of Units
Cost per Unit
Transaction Type Bought
Sold
Total Units
Total Cost
Adjusted Base Cost
Gain or Loss